Banking & Finance

Business Loan / MSME Credit
AI Agent

An AI agent that collects GST certificates, ITR filings, and bank statements, assesses financial health with AI, routes to credit committee, and generates sanction letters.

16 Steps
Financial AI
Document Verification
Sanction Letter

Scroll down to walk through the agent

Start Step 1

Welcome

Customer receives a welcome message with process overview.

Form Step 2

Business Details

Smart form collects structured data with real-time validation.

Document Step 3

GST Certificate

Document upload with OCR auto-extraction of key fields.

Verification Step 4

Document Verification

Real-time verification via government APIs (Perfios/Karza).

Document Step 5

ITR _ Previous Year

Document upload with OCR auto-extraction of key fields.

Document Step 6

ITR _ Year Before

Document upload with OCR auto-extraction of key fields.

Document Step 7

Bank Statement

Document upload with OCR auto-extraction of key fields.

Document Step 8

Business PAN Card

Document upload with OCR auto-extraction of key fields.

Verification Step 9

Document 5 Verification

Real-time verification via government APIs (Perfios/Karza).

AI Step 10

Financial Health Assess

AI-powered analysis, validation, and decision-making.

Approval Step 11

Credit Committee Review

Manual review and approval by an authorized team member.

E-Signature Step 12

Sanction Letter

Auto-generated document pre-filled with collected data for digital signing.

API Call Step 13

Push to Loan Origination

External system integration via API call.

Notification Step 14

Loan Sanctioned

Automated notification sent to relevant stakeholders.

End Step 15

Loan Sanction

Process complete. Confirmation sent.

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Agent at a Glance

16 automated steps from start to completion.

1

Data Collection

Welcome

Start

Business Details

Form

GST Certificate

Document

Document Verification

Verification

ITR _ Previous Year

Document

2

Verification & Analysis

ITR _ Year Before

Document

Bank Statement

Document

Business PAN Card

Document

Document 5 Verification

Verification

Financial Health Assess

AI

3

Decision & Completion

Credit Committee Review

Approval

Sanction Letter

E-Signature

Push to Loan Origination

API Call

Loan Sanctioned

Notification

Loan Sanction

End

Platform Capabilities Used

This AI agent leverages 10+ built-in capabilities of turrant.ai

Dynamic Forms

Collect structured data with validation

Document Upload + OCR

Auto-extract data from uploaded documents

Gov. API Verification

Real-time verification via Perfios/Karza

AI Analysis

AI-powered validation and decision-making

Human-in-the-Loop

Manual approval for flagged cases

E-Signature

Legally binding digital signatures

Notifications

Automated alerts to stakeholders

API Integrations

Connect to external systems in real-time

No-Code Builder

Drag-and-drop agent builder

Why Use This AI Agent?

10x Faster

Reduce processing time from days to minutes with end-to-end automation.

99% Accuracy

AI cross-validation catches discrepancies that manual review misses.

Fully Compliant

Built-in compliance with regulatory requirements and complete audit trails.

80% Cost Reduction

Eliminate manual data entry, follow-ups, and paper-based processes.

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