Banking & Finance

Personal Loan Application
AI Agent

An AI agent that collects employment details, verifies documents, assesses loan eligibility with AI, calculates EMI options, and generates loan agreements — end-to-end automation.

16 Steps
AI-Powered
Document Verification
E-Signature

Scroll down to walk through the agent

Start Step 1

Welcome

Customer receives a welcome message with process overview.

Form Step 2

Personal _ Employment Details

Smart form collects structured data with real-time validation.

Document Step 3

PAN Card

Document upload with OCR auto-extraction of key fields.

Verification Step 4

Document Verification

Real-time verification via government APIs (Perfios/Karza).

Document Step 5

Salary Slips

Document upload with OCR auto-extraction of key fields.

Document Step 6

Bank Statements

Document upload with OCR auto-extraction of key fields.

One of Group Step 7

ID Proof

Customer uploads any one document from a set of options.

AI Step 8

Loan Eligibility Assessment

AI-powered analysis, validation, and decision-making.

Compute Step 9

Calculate EMI Options

Server-side calculation or data transformation.

Condition Step 10

Eligible Check

Workflow branches based on rules or AI recommendation.

Message Step 11

Loan Offer

Automated notification or status message to the customer.

E-Signature Step 12

Loan Aggrement

Auto-generated document pre-filled with collected data for digital signing.

Notification Step 13

Loan Approved Notification

Automated notification sent to relevant stakeholders.

End Step 14

Loan Approved

Process complete. Confirmation sent.

Loading agent...

Agent at a Glance

16 automated steps from start to completion.

1

Data Collection

Welcome

Start

Personal _ Employment Details

Form

PAN Card

Document

Document Verification

Verification

2

Verification & Analysis

Salary Slips

Document

Bank Statements

Document

ID Proof

One of Group

Loan Eligibility Assessment

AI

3

Decision & Completion

Calculate EMI Options

Compute

Eligible Check

Condition

Loan Offer

Message

Loan Aggrement

E-Signature

Loan Approved Notification

Notification

Platform Capabilities Used

This AI agent leverages 12+ built-in capabilities of turrant.ai

Dynamic Forms

Collect structured data with validation

Document Upload + OCR

Auto-extract data from uploaded documents

Gov. API Verification

Real-time verification via Perfios/Karza

AI Analysis

AI-powered validation and decision-making

Conditional Logic

Auto-route based on rules and AI output

E-Signature

Legally binding digital signatures

Messaging

Automated notifications at each stage

Flexible Documents

Accept any one from a set of options

Notifications

Automated alerts to stakeholders

Computations

Server-side calculations and transformations

No-Code Builder

Drag-and-drop agent builder

Why Use This AI Agent?

10x Faster

Reduce processing time from days to minutes with end-to-end automation.

99% Accuracy

AI cross-validation catches discrepancies that manual review misses.

Fully Compliant

Built-in compliance with regulatory requirements and complete audit trails.

80% Cost Reduction

Eliminate manual data entry, follow-ups, and paper-based processes.

Explore More AI Agents

Pre-built AI agents you can deploy in minutes

Ready to Deploy This AI Agent?

Deploy this AI agent in minutes. No coding required.